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AI Receptionist · Insurance Agencies

Every quote and claim call answered.

Clients call about claims, bills and quotes at all hours. Your agents are with clients or on other calls. The AI receptionist answers every call, takes the details, and sends urgent calls to a licensed agent right away.

$797 / monthReceptionist + Speed-to-Lead30-day answer guarantee
Live callCall ended · summary sent10:40 PM

AIThanks for calling Sample Pine Insurance Agency. This call is recorded. I’m the agency’s AI assistant. How can I help?

CallerThere’s water all over my kitchen floor. A pipe broke under the sink.

AII’m sorry. Is anyone hurt, and is the water still running?

CallerNo one’s hurt. I shut the water off. This is Sam.

AIThanks, Sam. Are you an existing client with us?

CallerYes. The policy is in my name.

AIThis sounds urgent. I’m transferring you to the on-call agent now.

Text to a licensed agentWater damage at home, pipe broke under kitchen sink. Water shut off, no one hurt. Existing client, Sam. Transferred to on-call agent. Number on file.

Sample call. Sample Pine Insurance Agency is not a real business.

The short answer

Short answer

An AI receptionist for insurance agencies answers every call to your office, including quote requests, billing questions and claims calls after hours. It takes the details and sends urgent calls to a licensed agent right away. It never quotes a premium, starts or changes coverage, or says whether something is covered. A licensed agent follows up.

01 / Where calls get lost

Where calls slip away.

3 moments
  • 01

    Water or fire at home

    A homeowner calls late at night after a pipe bursts. The office is closed, and the call goes to voicemail until morning.

  • 02

    Quote forms sent after hours

    A shopper fills out a quote form late at night and wants a reply soon. The agency is closed until the next business day.

  • 03

    Insurance ID card needed today

    A client’s landlord or lender needs an insurance ID card by end of day. The agent is in a meeting, and the request waits in voicemail.

02 / On the phone

What it handles.

It answers from the info you give us about your insurance agency. Then it asks the questions you would ask.

Built on your info

Calls it takes

  • A new caller asks for a quote on car insurance.
  • An existing client asks when their payment is due.
  • A client asks for a copy of their insurance ID card.
  • A driver calls to report a car accident.
  • A homeowner calls to report water damage.
  • A client asks to leave a message about a policy change.

What it asks

  1. Are you a new customer or an existing client?
  2. What kind of coverage do you need: auto, home, business or life?
  3. What happened, and is anyone hurt?
  4. What name is on the policy?
  5. What number and time work for an agent to call you?

03 / The rules it follows

When it hands off. What it never does.

You set the rules

Sent to a person now

  • A car accident. If anyone is hurt or in danger, the AI says to hang up and call 911.
  • A home claim like a fire or water damage.
  • A client who needs an insurance ID card today.
  • A client who is upset about a claim or a bill.

It never

  • Start or change coverage.
  • Quote a premium or say what a policy will cost.
  • Say whether something is covered under a policy.
  • Advise which policy to buy.

04 / How it goes live

How it goes live.

Three steps. We do the building.

3 steps · no mystery box
  1. Start a plan

    Start online. Then fill out a short form: your hours, services, common questions, calendar and who gets urgent calls.

  2. We build it and test it with you

    We build your receptionist on your insurance agency. You call it, and we tune it until it sounds like you.

  3. It goes live on your number

    Your calls forward to it. We watch it, tune it as new questions come up, and send you a monthly report. Texting turns on once your carrier registration clears (A2P 10DLC).

The 30-day answer guarantee

Every call answered and logged, or you cancel and pay nothing more.

In your first 30 days, every call routed to the AI is answered and logged in your report. If it isn’t, you can cancel with no further payments. It covers the AI Receptionist and every Desk.

We don’t promise rankings, revenue or ROI. We promise the phone gets answered and you can see it. Details are in the Service terms.

05 / The plan that fits

Start with the Fusion Front Desk.

Price · posted
Next step up

Fusion Front Desk

AI Receptionist + AI Speed-to-Lead

$797/ month

Bought one by one: $994 / month

  • Answers every call. Texts back missed calls.
  • Replies to every new lead and keeps following up.
  • 30-day answer guarantee.
Fair use
1 line, up to 500 AI talk-minutes and up to 300 new leads a month.
Build fee
$1,497. Waived on a 6-month agreement. Founding 25: 3 months.

Quote forms and ad leads work best with a fast reply. Fusion Front Desk replies in seconds by text and email, then follows up.

  • Build fee waived on a 6-month agreement. In Founding 25, on a 3-month start.
  • Your number stays. Your calls forward to the AI.
  • A person is one step away. Hot calls are warm-transferred to a licensed agent.
  • Phone calls only? The AI Receptionist alone is $497 a month. See it

06 / Questions

Straight answers.

6 questions

Use the setup checklist to test the facts, calendar and handoff before real calls.

01

Will it quote a premium for a new client?

No. It never quotes a premium or what a policy will cost. It takes the details for a quote request, and a licensed agent follows up with the numbers.

02

Can it tell a client if a claim is covered?

No. It never says whether something is covered under a policy. It writes down what happened, who is calling and the number to reach them, and an agent calls back.

03

Can it take a claim after hours?

Yes. It asks what happened, whether anyone is hurt, and the name on the policy. It sends the details to the on-call agent, who calls back.

04

Can it change a policy or add a driver for a client?

No. It takes the request and sends it to a licensed agent. The agent makes any change and confirms it with the client.

05

Will my clients know they are talking to an AI?

Yes. The first thing it says is that it is your agency’s AI assistant and that the call is recorded. If a client asks for a person, they get a transfer or a callback.

06

How much does an AI receptionist for insurance agencies cost?

Most insurance agencies start with the Fusion Front Desk: the AI Receptionist plus AI Speed-to-Lead, for $797 a month. The one-time build fee is $1,497. We waive it on a 6-month agreement. In Founding 25 (the first 25 clients, or until Dec 31, 2026), we waive it on a 3-month start. Phone calls only? The AI Receptionist alone is $497 a month.

Ready to start? You hear it plainly if AI isn’t the right fix.